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Family Income Benefit

Family Income Benefit is very necessary should you have a young family and wish to protect your income.

Think about how important your income is and what your family would you do if that was suddenly taken away, how would your family manage? 

Family Income Benefit protects a level of income for a fixed term. 

In the event of your death your family would have an income paid over the term of the plan.

You can take out the plan for instance until your youngest child reaches 18 or 21 or you may want the plan to run until your retirement.

Regular Tax Free Income Payments

Family Income Benefit protects a level of income for a fixed term. 

In the event of your death your family would have an income paid over the term of the plan.

You can take out the plan for instance until your youngest child reaches 18 or 21 or you may want the plan to run until your retirement. 

In the event of a claim, your family choose how they are to be paid with options of monthly, quarterly or annually.  

At present under the current rules this income would be tax free.

This type of assurance is based on an assessment of health of the applicant.   

Please contact us on 01642 659500 to discuss further

The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then the cover will lapse.

WE HAVE A WIDE RANGE OF  CLIENTS  WHO HAVE DEPENDANTS WHO RELY ON A MAIN INCOME EARNER THAT WE PROTECT   WE ARRANGE   ACROSS  TEESSIDE, MIDDLESBROUGH, ACKLAM, MARTON, NUNTHORPE, STOCKTON ON TEES,SALTBURN -BY-THE-SEA;HARTLEPOOL AND DARLINGTON, ; NORTH YORKSHIRE,WHITBY: YORK, LEEDS AND HARROGATE, AND TYNE & WEAR: SUNDERLAND,AND CUMBRIA,TEES VALLEY, NEWCASTLE UPON TYNE,LONDON; COUNTY DURHAM,BISHOP AUCKLAND,BARNARD CASTLE; AND GATESHEAD.ALSO WE OFFER PROTECTION ADVICE THROUGHOUT THE UK.IF YOU ARE THINKING OF REVIEWING YOUR PROTECTION NEEDS AND WANT EXPERT ADVICE AT YOUR HOME, OUR OFFICE ,YOUR PLACE OF WORK,OR PREFER VIA EMAIL.

If you would like to discuss please call Barry Fox or Ken Dale on 01642-659500 or email

barry.ayton-law@ntlbusiness.com or ken.ayton-law@ntlbusiness.com